Introducing small business restructuring

Making Small Business a Priority

Our team of small business restructuring practitioners can reduce your debt and keep your business running. Take our 5-minute quiz to find out if you’re eligible.


Approval Rate

We help businesses just like yours get the help they need. To date, 95% of our SBR plans have been approved.


Avg Debt Relief

Get the financial relief your business needs. On average, our clients have received 87% debt reduction, paving the way for prosperity.

24 hrs

Response Time

Some things shouldn’t have to wait. Hear back from our team within 24 hrs.


*Approval rate refers to plan approval.
All outcomes are subject to eligibility and proposals are subject to approval and consent of creditors.

About Us

Experience when it Matters

Olvera First brings specialised restructuring and insolvency expertise to small businesses. We leverage Olvera Advisors’ vast experience and apply it small businesses to provide unparalleled expertise. Our experts have a deep understanding of the unique challenges of small businesses and a proven track record of getting them the help they need.


What we offer for you

Small Business Restructuring

Small businesses fuel our economy, and their resilience is key. Introducing the Australian government’s solution to rising tax debt, the Small Business Restructuring (SBR) process.

Personal Insolvency

Unfortunately not everyone is eligible for SBR; but there’s an alternative. Personal insolvency offers a tailored solution for individuals facing financial challenges. It provides a structured path to manage and resolve debts, helping to secure personal financial recovery and stability.

Australian Government

Simplified Debt Restructuring

Small businesses fuel our economy, and their resilience is key.  To tackle the rise of small business tax debt, the Australian Government has introduced the small business restructuring process, which offers a lifeline to struggling small businesses, enabling them to keep their doors open and create a plan to reduce their debts

How It Works

All you need to know about SBR

Prepare Plan

What to expect on the SBR process

Business Eligibility

Find out if your business is eligible


How much does SBR cost?

The SBR Experts

Olvera First are your SBR experts

The process is simple and is designed to give you greater time without payment pressure from suppliers, allowing you to focus on your own business to make sure it survives.

The small business restructuring process helps you remain in control of your business while we work with you to develop a restructuring plan – meaning your business can continue to trade, keep the doors open and employ staff.

Case Studies

Olvera First Case Studies

Need Help?

Frequently Asked Questions

The Australian Bureau of Statistics (ABS) defines a small business as a business employing fewer than 20 people. Categories of small businesses include:

  • Micro-businesses – businesses employing between 1 to 4 people (also includes non-employing businesses).
  • Other small businesses – businesses employing between 5 to 19 people

Eligible, your business must:

  • Be a company (not a sole trader)
  • Have less than $1m in debt

A company is insolvent once it is not able to pay all the company’s debts when they become payable.

Warning signs that a company is insolvent include

  • accruing losses
  • cashflow difficulties,
  • overdue taxes and lodgments
  • legal issues
  • difficulty gaining access to new credit