Reset & Grow

Introducing small business restructuring

Making Small Business a Priority

Our team of small business restructuring practitioners can reduce your debt and keep your business running.


Plan Approval Rate


Avg. Debt Relief

is your business struggling to stay a float?
are you overwhelmed by payment pressure from suppliers?

AusGov small business restructuring

Small businesses fuel our economy, and their resilience is key.  To tackle the rise of small business tax debt, the Australian Government has introduced the small business restructuring process, which offers a lifeline to struggling small businesses, enabling them to keep their doors open and create a plan to reduce their debts

Step-by-step guide

An AusGov small business restructuring guide, what to expect on the SBR process…

Business Eligibility

Finding out of you’re eligible has never been easier, SBR is designed for small businesses is distress…


A simple, fixed payment to reduce your business debt and keep your staff employed…

We're small business focused

Start the SBR process with Olvera First.

Is your business eligible for SBR?

Take our eligibility test to see if your business qualifies for the AusGov small business restructuring process.

You're a company

You are incorporated, and trading as a company

Debts under $1m

Total debts must not exceed $1m AUD to be eligible for SBR

You're up-to-date

You're up-to (or close) on your BAS and staff entitlements

Frequently Asked Questions

The Australian Bureau of Statistics (ABS) defines a small business as a business employing fewer than 20 people. Categories of small businesses include:

  • Micro-businesses – these businesses employ between 1 and 4 people. This category includes non-employing businesses.
  • Other small businesses – these businesses employ between 5 and 19 employee

 eligible, your business must:

  • Be a company (Not a sole trader)
  • Have less than $1m in debt

A company is insolvent when it is not able to pay all the company’s debts when they become payable.

Warning signs that a company is insolvent include

  • accruing losses
  • cashflow difficulties,
  • overdue taxes and lodgments
  • legal issues
  • difficulty gaining access to new credit

Small Business

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Don’t hesitate to reach us!

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Olvera First are your SBR experts.

The process is simple and is designed to give you greater time without payment pressure from suppliers and allow you to focus on your own business to make sure it survives.

AusGov small business restructuring will allow you to remain in control of your business while we work with you to develop a restructuring plan – meaning your business can continue to trade, keep the doors open and employ staff.

Olvera First Case Studies

Become a Small Business
Success Story

Join hundreds of Australian businesses reducing their debt with small business restructuring.